Credit myths: Three financial myths you should ignore
For thousands of people across the UK, borrowing money responsibly is a sensible way of ensuring you and your family has the things you need when you need them. But how do you know what is the right way to borrow for you? Read more…
How the Christmas spend can affect your credit score
Don’t let festive overspending make a turkey of your credit record Its that time of year again When you can hear a unique medley of Christmas songs as you walk down the high street. Christmas might be one of the most magical and exciting times of the year for the kids but […]
How I Finally Paid Off a Lifetime of Credit Card Debt
The debt didn’t worry me. At 22, I decided would be just like my mother and live my life in the red. Looking back on it now, I realize I was rationalizing self-destructive behavior. I was blaming the universe for my own decisions. But I also have compassion for that younger me. […]
9 Ways To Improve You Credit
You might think that your credit has everything to do with your credit card. But, in fact, your credit report and score arent as closely tied to those slips of plastic as you might think. And your credit report, which documents every line of credit youve had for potential lenders, can […]
Multiple Government Agencies Are Keeping Records Of Your Credit Card Transactions
Were you under the impression that your credit card transactions are private? If so, I am sorry to burst your bubble. There are actually multiple government agencies that are gathering and storing records of your credit card transactions. And in turn, those government agencies share that information with other government agencies […]
Using Credit Cards as Part of Your Budget
Were so used to hearing about how we need to get rid of credit card debt, and how credit cards are evil, that we often forget that they can be great financial tools. Yes, its important to pay off credit card debt. However, with a little planning, you can incorporate credit cards into […]
Credit Cards That Help Fund Retirement
Credit cards can do a variety of things: Buy items, facilitate auto-billing, earning rewards, and more. Some might even call them the Swiss Army Knife of the financial world. But, can credit cards be used to help build a retirement nest egg? The answer is, yes. Read more…
Never Pay Credit Card Fees Again
The vast majority of people don’t need to pay any annual fees on their credit cards, and because free credit cards are so competitive now, you rarely need to pay for the privilege of using your card. The only exception is if you spend enough to justify the extra rewards […]