Does Credit Card Debt Make You Blush? Youre Not Alone

Does Credit Card Debt Make You Blush? Youre Not Alone

      A recent poll found more people are embarrassed by their credit card debt than weight or age. We all have secrets we’d rather not trumpet to our friends. For some, it’s age; for others, it’s weight. And for many Americans, it’s money mistakes. A recent poll by the National Foundation for Credit […]

How I Finally Paid Off a Lifetime of Credit Card Debt

How I Finally Paid Off a Lifetime of Credit Card Debt

      The debt didn’t worry me. At 22, I decided would be just like my mother and live my life in the red. Looking back on it now, I realize I was rationalizing self-destructive behavior. I was blaming the universe for my own decisions. But I also have compassion for that younger me. […]

4 Tools That Can Help You Get Out of Credit Card Debt

4 Tools That Can Help You Get Out of Credit Card Debt

      If you are having trouble paying off credit card debt, you need help. Paying off a large balance can be one of the most difficult challenges in personal finance, but there are some resources and strategies that can help you. Here are a few of the tools out there that make the […]

10 Common Credit Questions for Debt Collectors

10 Common Credit Questions for Debt Collectors

      Many of us recovering from a financial setback, in which bills went unpaid for an extended period of time, wind up with accounts in collections. Here are 10 common questions about credit scores and debt collectors 1. What Should I Do When I Make A Debt Collector An Offer To Pay For […]

The Secret to Getting Out of Debt

The Secret to Getting Out of Debt

      Well, if youve ever had debt (or have it right now) you can probably testify to the feeling that the problem seems so big and so overwhelming that youre too afraid and/or discouraged to even think about how to tackle it. In order to kill the monster, you have to understand your […]

How Fast Should You Pay Off Your Debt?

How Fast Should You Pay Off Your Debt?

      Unfortunately, there is no quick fix to eliminate debt. Not only does it take patience, time and diligence, but also a clear understanding of why we get ourselves into debt in the first place. Was it thinking we could pay down our debt, only to realize after our bills, we had nothing […]

The Shocking Truth About Debt: It’s Not a Financial Problem

The Shocking Truth About Debt: It’s Not a Financial Problem

      Do you wish you could get out of debt once and for all? If you want get out of debt permanently, first consider this: Debt is not a financial problem. Debt is actually a personal problem that masquerades in financial clothing. That is why so many people have persistent problems with debt. […]

7 Ways to Avoid Self-Sabotage and Stay Debt-Free for Life

7 Ways to Avoid Self-Sabotage and Stay Debt-Free for Life

      Getting out of debt isnt easy, but when you make that last payment and become completely debt free, the overwhelming relief and freedom you gain from accomplishing such a huge feat can make it all worthwhile. Anyone who has paid off significant debt will tell you that the journey to becoming debt […]