7 Ways to Avoid Self-Sabotage and Stay Debt-Free for Life
Getting out of debt isnt easy, but when you make that last payment and become completely debt free, the overwhelming relief and freedom you gain from accomplishing such a huge feat can make it all worthwhile. Anyone who has paid off significant debt will tell you that the journey to becoming debt […]
3 Ways to Start Saving Now, No Excuses
Increasing wealth and providing for the future is important to all of us. Have you or a loved one lost a pension or seen your 401k take a big hit? In todays economy you could still lose either one, as well as your job. Sharing three things that anyone, whether they currently have […]
7 Signs You are Living Beyond Your Means
Whether you consider yourself to be financially responsible, or you always seem to come up short on cash, there are a few key indicators that may indicate you are living beyond your means and being aware of them can save you loads of money woes in times of a cash emergency. Clients frequently […]
How to Get to the Bottom of a Scam
Bromberger recently discovered a mysterious charge on his Visa card from a company that purported to monitor his credit. He hadnt signed up for the service, at least not that he could remember, and the company was charging his card $29.95 a month for something he didnt want. All of the usual […]
The 6 Biggest Ways Bad Credit Can Mess Up Your Life
Bad credit is something you don’t want associated with your finances. Unfortunately, you may have less than stellar credit at some point in your life. Credit scores represent a person’s credit worthiness, designed to show a lending institution who is a good investment, and who is… not so much. Banks believe […]
What Not to Do When Applying for a Mortgage
There’s no secret password when it comes to getting a mortgage. But while most people know what to do to get a mortgage — or get a better rate — fewer people give thought about what not to do. Whether you’re preparing to apply or just got approved, there are perhaps more […]
Fear of Credit Reports
Whenever we face a potentially threatening situation, our first and most basic choice is whether to face up to the problem, or push it out of our mind. In principle, everyone believes in confronting problems, but in practice we avoid them all the time. We don’t do so because we’re crazy, we do […]
4 Credit Myths That Could Be Hurting Your Credit Score
Even though the curtain was pulled back on FICO in 2000, allowing us to see how our credit scores are created, there are still lots of myths out there about how we should use credit and things that supposedly help or hurt us in getting the best score that we can. A lot […]