Credit myths: Three financial myths you should ignore
For thousands of people across the UK, borrowing money responsibly is a sensible way of ensuring you and your family has the things you need when you need them. But how do you know what is the right way to borrow for you? Read more…
10 Money Rules You Should Never Ignore
There is a lot of personal finance advice floating around out there, but there are some fundamental principles that you shouldnt overlook. If someone tells you they can double your money in no time with no risk, tell them you already know how.Then fold your money in half and put it back […]
10 Common Credit Questions for Debt Collectors
Many of us recovering from a financial setback, in which bills went unpaid for an extended period of time, wind up with accounts in collections. Here are 10 common questions about credit scores and debt collectors 1. What Should I Do When I Make A Debt Collector An Offer To Pay For […]
My Credit Is a Mystery. Where Do I Start?
Theres no denying the fact that credit has become a fundamental part of our financial lives. It influences how much we pay in interest on auto loans, mortgages, student loans and credit cards. It also influences our insurance premiums, deposits on utilities and rent, and in some cases, it can even impact […]
Watch Out for These 5 Financial Pitfalls
Mistakes happen, but you can help avoid many of them with careful planning. The trick is to identify where your troubles may arise, and to take appropriate action before a small hiccup takes a turn for the worse. Of course, you may consider consulting a personal finance professional for advice specific to […]
The Big Secret to Navigating the Confusing World of Credit
Understanding your credit reports and credit scores is important but isnt always easy. Its perfectly understandable: There are a lot of incorrect assumptions about the credit industry, and dealing with money (and especially outstanding debt) is very emotional. Here are the five things you can do to ensure that you are fully […]
9 Ways To Improve You Credit
You might think that your credit has everything to do with your credit card. But, in fact, your credit report and score arent as closely tied to those slips of plastic as you might think. And your credit report, which documents every line of credit youve had for potential lenders, can […]
Will an Employer Credit Check Hurt Your Score?
When you apply for a job, it’s not uncommon for employers to request a credit or background check. This is especially true with jobs that require you to work with money or sensitive financial/security information. And considering the important role credit plays in our society, much less our individual financial lives, worrying […]