My Credit Is a Mystery. Where Do I Start?

Theres no denying the fact that credit has become a fundamental part of our financial lives. It influences how much we pay in interest on auto loans, mortgages, student loans and credit cards. It also influences our insurance premiums, deposits on utilities and rent, and in some cases, it can even impact our ability to get a job.

When it comes to earning great credit, knowledge is half the battle. Here’s the basics on credit reports and credit scores to help you build great credit.