Getting Mistakes Fixed on Your Credit Report Just Got Easier
What would you do if you found out your credit score had suddenly dropped for no apparent reason? You’d probably check your credit report looking for mistakes, and if you found one, you’d dispute the error, of course. Before, complainants would submit their paperwork to the credit reporting company, which would assign […]
4 Ways to Ruin Your Credit
You applied for a new credit card, and you were approved! After all, there is must be something you need or want. However, if you are not careful, your spending ways can damage or even ruin your credit. Here are 4 ways you can ruin your credit so that you can avoid […]
Non-Credit Ways Your Credit Score Matters
By now, most of us know that a credit score matters when youre looking for a loan. If you want approval for a mortgage, or the best rate on a car loan, you need a good credit score. But, if youre not planning to borrow, your credit score doesnt matter, right? A credit […]
Fear of Credit Reports
Whenever we face a potentially threatening situation, our first and most basic choice is whether to face up to the problem, or push it out of our mind. In principle, everyone believes in confronting problems, but in practice we avoid them all the time. We don’t do so because we’re crazy, we do […]
What the Heck is Credit Utilization?
Everyone probably knows what a credit score is, but most have no idea why they have the score they do. Its pretty intuitive that if you dont pay your bills on time or find yourself in bankruptcy, foreclosure, or in other serious default with your creditors, your credit score will plummet. However, […]
How Debts in Collections Can Affect Your Credit
If you have neglected paying your bills, or a creditor’s records mistakenly make it appear that you have, you may have accounts in collections. It is extremely important to know how this affects your credit and what you should do about it, as having an account in collections can be devastating to your […]