Help! My Credit is Dismal. What Can I Do?

A lot of credit advice is written to help people whose credit is somewhere between the “good” and “not-so-good” range. But what about if your credit has been completely damaged? It’s easy for it to happen, especially after a divorce, bankruptcy, job loss or some other stressful event.

Tip #1: Fix The Errors.
Tip #2: Lower Credit Card Balances.
Tip #3: End Late Payments.
Tip #4: Use A Secured Credit Card