Your credit health is kind of like your physical health–there’s no fast lane to a perfect credit score or perfect health; it’s a long-term journey. But just as you can make healthy diet and exercise choices today, you can do the same for your credit. Here are a few things you can try […]
As there are dozens of different credit scoring models, it’s difficult to calculate exactly how credit utilization will impact your credit score. However, there is a strong correlation between a consumer’s credit card utilization rate and their credit score. With the exception of consumers who keep their credit card utilization at 0 percent, […]