How to Build Great Credit for Your Fledgling Startup
Young entrepreneurs have the challenge of raising funds on little to no credit history. Here’s how to overcome this obstacle. Read more…
Quick Fixes for Your Credit Score
Your credit health is kind of like your physical health–there’s no fast lane to a perfect credit score or perfect health; it’s a long-term journey. But just as you can make healthy diet and exercise choices today, you can do the same for your credit. Here are a few things you can try […]
What the Heck is Credit Utilization?
Everyone probably knows what a credit score is, but most have no idea why they have the score they do. Its pretty intuitive that if you dont pay your bills on time or find yourself in bankruptcy, foreclosure, or in other serious default with your creditors, your credit score will plummet. However, […]
Credit Card Utilization and Your Credit Score
As there are dozens of different credit scoring models, it’s difficult to calculate exactly how credit utilization will impact your credit score. However, there is a strong correlation between a consumer’s credit card utilization rate and their credit score. With the exception of consumers who keep their credit card utilization at 0 percent, […]