Here’s one of the tricky things about credit scores: They’re about more than credit. Sure, it’s extremely important to make loan payments on time and use credit cards responsibly, but there are plenty of non-credit things that can do serious damage to your scores, potentially making it more difficult to get loans at an affordable rate in the future.
1. A Ticket
2. Unpaid Tolls
3. Your Credit Cards
4. Your Pet
5. The Wrong Email