Non-Credit Ways Your Credit Score Matters
By now, most of us know that a credit score matters when youre looking for a loan. If you want approval for a mortgage, or the best rate on a car loan, you need a good credit score. But, if youre not planning to borrow, your credit score doesnt matter, right? A credit […]
The Shocking Truth About Debt: It’s Not a Financial Problem
Do you wish you could get out of debt once and for all? If you want get out of debt permanently, first consider this: Debt is not a financial problem. Debt is actually a personal problem that masquerades in financial clothing. That is why so many people have persistent problems with debt. […]
How to Improve Your Credit Score in 5 Simple Steps
If someone offered you free coupons for all the biggest purchases youll make in your life, saving you loads of cash, would you take it? Why then, do so many Americans neglect their credit score? Having a good credit score is like having the worlds best coupon book for all of lifes […]
A Step-By-Step Guide to Disputing Credit Report Mistakes
The information in your credit reports is whats used to create your credit scores, so you dont want to let mistakes on your credit reports potentially throw your credit scores out of whack. An FTC study released today shows that one in five consumers have errors on their credit reports and […]
Should You Combine Credit Accounts with Your Spouse?
There is no rule, law or requirement that you must merge liabilities with your soon-to-be spouse. That means having your name added to credit cards, mortgages, or auto loans is unnecessary and has no upside. However, there is significant downside to doing so. The minute you have your name added to any […]
Quick Fixes for Your Credit Score
Your credit health is kind of like your physical health–there’s no fast lane to a perfect credit score or perfect health; it’s a long-term journey. But just as you can make healthy diet and exercise choices today, you can do the same for your credit. Here are a few things you can try […]
Bad Credit? 5 Loans That Don’t Require Good Credit
If you have bad credit or no credit, the thought of a lender looking at your credit is probably a little unnerving; sometimes terrifying is the word. But not all lenders require you to have stellar credit to get a loan. And a few won’t even check your credit reports or […]
3 Tax Credits to Take Advantage Of
Bet you cant wait to grab your W-2 and dig into that paperwork! Unless youre a professional accountant, doing your taxes can feel like youre wandering through a massive corn maze. But, that doesnt mean you cant save some money. Read more…