Does Credit Card Debt Make You Blush? Youre Not Alone
A recent poll found more people are embarrassed by their credit card debt than weight or age. We all have secrets we’d rather not trumpet to our friends. For some, it’s age; for others, it’s weight. And for many Americans, it’s money mistakes. A recent poll by the National Foundation for Credit […]
How to Get a Credit Card If You Are a Student
If you’re in school and without much — or any — income, you still might be able to get a credit card to start building a credit history. Read more…
How I Finally Paid Off a Lifetime of Credit Card Debt
The debt didn’t worry me. At 22, I decided would be just like my mother and live my life in the red. Looking back on it now, I realize I was rationalizing self-destructive behavior. I was blaming the universe for my own decisions. But I also have compassion for that younger me. […]
Credit cards can’t live with them, can’t live without them
What happens when you have no credit score at all? Without a credit card it turns out being responsible is not enough Read more…
4 Tools That Can Help You Get Out of Credit Card Debt
If you are having trouble paying off credit card debt, you need help. Paying off a large balance can be one of the most difficult challenges in personal finance, but there are some resources and strategies that can help you. Here are a few of the tools out there that make the […]
When you should not use your credit card!
Here are a few instances when you should restrict the use of credit cards in order to keep your finances in order. Using Credit Cards For Everyday Expenses Using Credit Cards For Cash Advances During The Months You Have Restricted Cash Inflows Using Credit Cards When You Travel Abroad Using Credit […]
Will Using a Credit Card at a Casino Hurt My Credit Score?
Credit scores are based on the information reported in your credit reports. With that said, because debit cards are not reported in your credit reports, withdrawing money from an ATM with a debit card wouldnt affect your credit score at all. This means the actual transaction itself or the act of withdrawing […]
9 Ways To Improve You Credit
You might think that your credit has everything to do with your credit card. But, in fact, your credit report and score arent as closely tied to those slips of plastic as you might think. And your credit report, which documents every line of credit youve had for potential lenders, can […]